Have questions? You’ve come to the right place!

这是简单和快速更新和验证您的信息. Follow these simple instructions for Online Banking (desktop) or Mobile App (iOS or Android).

Mobile App (iOS)
1. Log in to the Mobile App
2. Go to More
3. Go to Others
4. Go to Settings
5. Go to Contact
6. 添加或更新您的电话号码，电子邮件地址和偏好
7. Confirm your phone number by answering the security questions or entering a code from your email

Mobile App (Android)
1. Log in to the Mobile App
2. 转到汉堡包菜单(左上角有三行)
3. Go to Settings
4. Go to Contact
5. 添加或更新您的电话号码，电子邮件地址和偏好
6. Confirm your phone number by answering the security questions or entering a code from your email

Online Banking
1. Log in to Online Banking
2. Go to Settings (top right)
3. Go to Contact
4. 添加或更新您的电话号码，电子邮件地址和偏好
5. Confirm your phone number by answering the security questions or entering a code from your email

• Log in to our mobile app¹ or online banking 
• Click Settings, then Contacts
• Change your personal information

如果你有一个活跃的支票账户或贷款，你将每月收到对账单. 否则，您将收到季度报表. 报表周期从每月的第一天到每月的最后一天. If you’re enrolled in e-statements，当你的电子结算单可用时，你会收到一封电子邮件. 

你可以透过点击 eDocs widget in online banking.

Once you enroll in e-statements, 你的电子结单资料库会储存过去24个月的电子结单.

点击您的设备获取添加卡到移动钱包的说明.

• Apple Pay^® setup tutorial
• Google Pay^TM setup tutorial
• Samsung^® Pay setup tutorial

Yes. 中华总工会有两种不同的透支方式:

1. Courtesy Pay³ -如果您符合条件，您将自动选择加入. 您可以通过移动应用程序中的礼节支付小部件选择退出¹ and Online Banking.
2. 透支转帐-如链接到另一个帐户.

礼遇付款包括以下几种交易:⁴

1. 支票、ACH和其他使用支票账户进行的交易
2. Automatic bill payments
3. 使用你的借记卡进行经常性交易
4. ATM transactions
5. Everyday debit card transactions
6. Point of Sale (POS) transactions

We also offer a $30 grace allowance. That means no fees for debit card transactions if your overdrawn balance is less than $30.²

The Fine Print

¹Data rates may apply.

²这只适用于借记卡交易. ACH交易在收取费用之前没有30美元的宽限期.

³A $30 fee is charged for each occurrence.

⁴ATM transactions, everyday debit card transactions, 和销售点(POS)交易需要单独选择加入.

⁵苹果、苹果标志、iPhone和iPad是苹果公司的商标., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Android is a trademark of Google Inc. Data charges may apply.

If you have electronic payments, withdrawals or deposits being made to your account from a merchant or other financial institution (like payroll deposits or utility bill payments), notify that merchant or institution of your account number and ACFCU’s ABA routing number: 256078404.

You can transfer between your ACFCU account and external accounts for free (subject to a fee for insufficient funds) by following these easy steps:

1. You’ll need:

• 其他金融机构的路由号码
• Your account type and number
• 访问您的中华总工会网上和/或手机银行

2. 按照我们的指示一步一步地进行 ACH Origination Setup guide.

• Same-day transfers before 2 p.m. (EST)在有效工作日内显示，否则将在下一个工作日显示
• Each transfer to or from your savings account will count toward monthly transaction limits
• 在计划传输功能下取消挂起的传输

Yes, to wire money to your ACFCU account, 只需向其他机构提供以下指示:

Incoming Wires

• 电汇至:阿灵顿365体育投注英超联赛欧冠联邦信用合作社，ABA# 256078404
• Credit to: Your name and your 13-digit account number (found on the bottom of your checks or via online banking)

Outgoing Wires

• 可以通过网上、亲自、传真或电子邮件申请吗

1. Log in to Online Banking
2. Click on your name in the top right corner
3. From the drop-down menu click SETTINGS
4. Click NOTIFICATIONS
5. 在“帐户”下，单击“贷款到期日期”右侧的“设置”图标
6. Slide the button to ON
7. Click SELECT AN ACCOUNT
8. Choose the Loan(s) and then choose the number of DAYS before and after the Due Date to receive an alert
9. Click SAVE
10.  点击方框以指示接收警报的方法:电子邮件和/或手机
11. Click SAVE CHANGES

要修改警报，请按照上面的说明操作.

要删除警报，请按照步骤1-6并将按钮滑动到OFF.

用户名必须由数字和字母组成，长度在8到15个字符之间. Old usernames cannot be reused.

You can access our Privacy Policy online at any time.

有三种方法可以避免ATM机的费用:

1. Use a fee-free Arlington Community FCU ATM
2. Open a Free Rewards Checking Account 并符合每月最多可退还10美元ATM手续费的资格
3. Use one of nearly 30,000 Co-Op Network ATMs

When applicable, fees are assessed throughout the month and will appear on your regular monthly statement. View our Personal, Community or Business Fee Schedule.

您可以通过三种方式避免每月的维护费用:

1.  保持贷款和存款总额为1,000美元

2. Actively use a Free Rewards Checking Account

3. 21岁以下或55岁以上的会员，我们将免收会员费

不，我们不会因为你提前还清贷款而惩罚你. If we paid any fees on your behalf for closing the loan or provided a cash back incentive, those amounts must be paid back if you close your loan within 36 months of opening the loan. 所欠的金额将包括在您的贷款偿还金额.*

The Fine Print

*如果贷款在开业后36个月内还清, 现金返还或结算成本可以加到清偿金额中.

You must be a member or qualify for membership in ACFCU 在发放任何贷款之前，你必须先取得会员资格.

We offer personal loans from $1,000 to $50,000, subject to credit and income qualifications.

Just about anything! Personal loans are great for consolidating debts or financing a household expenses at a lower interest rate than a credit card.

Submit an application online，电话:703-526-0200，或亲自到我们的 branches. We’ll need basic information about you and your income and an application can typically be completed in a few minutes.

Once your application is approved and any supporting documents (such as verification of your income, if needed) have been provided, you can sign your loan documents electronically and have the funds in a matter of hours.

Personal loans do not require collateral; however, if you do have collateral, like a paid-off vehicle, 你可以用你的抵押品以较低的利率获得更大的贷款.

 Yes! 欢迎您在任何时候支付更多或额外的款项. There is no penalty for paying early and you’ll save money in interest over the life of the loan. 只要记住，你必须按时付款, 即使你之前付了更多的钱.

Yes, we offer convenient and affordable payment protection options that protect you and your loved ones in the event of disability or death of a covered borrower.